XRP Ledger Tests Zero-XRP Wallets
XRP Ledger developers have proposed a way to create accounts without requiring users to fund them with XRP first. Under the current system, each account needs a minimum reserve of 1 XRP, which can become costly for services managing large numbers of wallets. The proposed mechanism would allow a sponsor, such as a company or payment provider, to cover the reserve on a user's behalf without taking control of their private keys. This could make it easier for customers to access stablecoin payment apps and automated services. However, the proposal is still under review and depends on further network approvals, so it is not yet an active feature. Users interested in XRP should monitor both development updates and market prices. xbit.money helps track crypto rates and compare exchange options before a transaction.